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Posts Tagged ‘Ashburn homes’

How appropriate for this Real Estate Market…..  Brian Buffini helps me to make lemonade out of lemons.  My clients have been the greatest this year and not only helped me with my success, but referred  others to me so they could take advantage of selling and buying homes when so many people are full of fear.  Winning is when confidence outshines fear and negativity.

Thank you for helping make this a great year. Yes, several hurdles with appraisal  issues, lending got tighter, inventory was less ( a good thing), and sometimes multiple offers made, but all in all, we all made it happen to our benefit.

If you can keep your head when all about you
Are losing theirs and blaming it on you;
If you can trust yourself when all men doubt you,
But make allowance for their doubting too:
If you can wait and not be tired by waiting,
Or being lied about, don’t deal in lies,
Or being hated, don’t give way to hating,
And yet don’t look too good, nor talk too wise;

If you can dream—and not make dreams your master;
If you can think—and not make thoughts your aim,
If you can meet with Triumph and Disaster
And treat those two imposters just the same:
If you can bear to hear the truth you’ve spoken
Twisted by knaves to make a trap for fools,
Or watch the things you gave your life to, broken,
And stoop and build ’em up with worn-out tools;

If you can make one heap of all your winnings
And risk it on one turn of pitch-and-toss,
And lose, and start again at your beginnings
And never breathe a word about your loss:
If you can force your heart and nerve and sinew
To serve your turn long after they are gone,
And so hold on when there is nothing in you
Except the Will which says to them: “Hold on!”

If you can talk with crowds and keep your virtue,
Or walk with Kings—nor lose the common touch,
If neither foes nor loving friends can hurt you,
If all men count with you, but none too much:
If you can fill the unforgiving minute
With sixty seconds’ worth of distance run,
Yours is the Earth and everything that’s in it,
And—which is more—you’ll be a Man, my son!

– Rudyard Kipling

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Yes, that beauty you found looks like a great deal, but as your mother once told you, you don’t get anything for nothing,and with foreclosed properties, otherwise known as REO’s, getting it to close isn’t always easy. 

My clients happened to fall in love with this home. 

 It was in pretty good shape for a bank-owned home; the only big issues were a few missing appliances, missing knobs on cabinets, dirty carpet, a broken water heater control, and slightly elevated Radon.  THE Bank USUALLY WILL DO LARGE REPAIRS like Radon since most buyers will not make an offer on a property with RADON, and the agents and bank must disclose this to any other potential buyers.

As an Accredited Buyer’s Representative, my goal is to always work to get you, the buyer, the best terms and price; however, even after you think you’ve won a bank owned property contract, things can get messy.  We negotiated a $10,000 seller subsidy, which, by the way, the bank agreed to pay.  ( Make sure you read the small print in the bank addendum)  The addendum mentioned something about not paying prepaid items or escrows.  Since most bank addendum are unique to each bank, it is necessary to read each sentence and understand what is being addressed.

We did everything PNC, required.  Funds and documents had to be given to the Title Company no later than 12:00 pm 3 days before settlement. My purchasers’ lender worked diligently and had the docs emailed to OUR Title Company  who then emailed everything to Sam White’s Office by  11:23 am on Thursday.  Our closing was scheduled to be the following Tuesday at 2:00 pm.

By the way, it is extremely important to have your own Title Company do your closing, not the Bank Owned Title Company.  Send me an email and I will be gald to follow-up on any questions you might have regarding this.

    THE PROCESSOR FOR THE BANK DID NOT OPEN HER EMAIL UNTIL 1:40 PM THEREFORE CAUSING A DELAY IN OUR CLOSING.  THE BANK HAS THE POWER TO DELAY CLOSING, BUT NEVER THE PURCHASER!   My clients WOULD HAVE BEEN CHARGED $100+ PER DAY if they delayed closing  THIS DELAY COULD HAVE CAUSE MY BUYER TO LOOSE HIS INTEREST RATE LOCK. Fortunately, HE HAD ONE MORE DAY TO GET TO CLOSING WITHOUT BEING PENALIZED.

Wednesday morning, I received word the bank was now reducing the seller subsidy to $8,000.  THIS WAS CLEARLY NOT WHAT WAS NEGOTIATED IN OUR CONTRACT.   We have the everything approved by the lender and if any changes are made to the HUD, we will need another approval.  This could take 1, 2 or more days, not something my buyer can afford to do.     

Talk about feeling like your held hostage to the bank!!  It as if each bank, the buyer’s lender and the REO Bank, PNC, are wanting to see who will back down first.  All we want to do is go to settlement on the home. 

So we pulled the trigger- WE REFUSED TO CLOSE WITH LESS THAN THE AMOUNT OF SUBSIDY WE HAD IN OUR CONTRACT!  Unfortunately, the listing agent reduced her commission $2,000 and made up the difference.

                              This must stop! Contracts must be dealt with fairly with all negotiated terms revealed.  Do the REO properties want to sell the property or not?  Who really is holding the cards?   I will be warning all my clients of these unfair practices and urging them to look elsewhere, especially with PNC owned properties. 

Tanya Spotts     

Director’s and President’s Club  2006-2008
This Spot’s For You!  ( http://ThisSpotsForYou.com )

 Long & Foster Realtors
508 E. Market St., Leesburg, VA 20176 

 Cell Phone: 703-618-1218

 Office Fax: 703-777-5627

Email: Tanya.Spotts@longandfoster.com

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If you are searching for a new home in Brambleton, I am getting this one ready.  Just a little peak of what is to come….

I love driving into the neighborhood.  What a beautiful place to live!

 

Yes, you can be ready for the pool this summer by being a homeowner here at Bambleton.  Pool registration begins April 19th at the management office located at the community center, 42645 Regal Wood Drive from 9:00 am- 5;00pm. extended hours have also been set up to help those of you who cannot make during normal office hours.  you can come Saturday 5/8  or Saturday 5/29 form 9:00a.m.-12:00p.m.  or  weekdays on 5/18 & 5/20 for 5:00-7:00p.m.

 Other Happenings in Brambleton:

Farmer’s Market is Returning Sunday May 2nd. More Information on Loudoun Farmer’s Market or on Twitter

Bambleton is partnering with Heritage Landscape Services and taking steps to reduce the amount of phosphorous-based fertilizers on all common areas.  So what does that mean for you??  The semi-organic turf fertilizer used in common areas will reduce the phosphorous into the bay and improve quality and hardiness of turf.  Stronger root system will aid in the health of your yard, community, and the Chesapeake Bay region.

The State of Virginia has recently passed a ban on phosphorous based fertilizers effective in 2011. 

Loudoun County has recently devoted time to this Act.  Please refer to Loudoun County government website.

“The Planning Commission will reconvene to discuss the subcommittee’s findings on April 19, at 6:00 p.m. The staff memorandum and attachments, including the draft Chesapeake Bay Preservation Ordinance, are available online:

Be the first to see this exciting new listing.  Call me today… 703-618-1218

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I was sent this thought from someone, but cannot recall from whom.  I am sure they will not mind my sharing it.

How to plant a garden for success:

Plant 5 Rows of Peas                              Include 3 Rows of Squash

* Patience                                                      * Squash Negativity

* Perseverance                                             * Squash Procrastination

* Preparation                                                * Squash Apathy

* Planning

* Positiveness

 

Add 5 Rows of Lettuce:                         Complete Garden with Turnips

* Let us be Positive                                      * Turn up your Kindness

* Let us take Responsibility                        * Turn up your Smile

* Let us be in Control                                   * Turn up with New Ideas

* Let us Reward Accomplishments           * Turn up with Determination

* Let us be Empowered                               * Turn up with Love

I’d love the opportunity to help you with buying or selling your home.                                                 Call or text me any time: 703-618-1218

www.ThisSpotsForYou.com

Tanya Spotts

Tanya Spotts     

Director’s and President’s Club  2006-2008
This Spot’s For You!  ( http://ThisSpotsForYou.com )

 Long & Foster Realtors
508 E. Market St., Leesburg, VA 20176 

 Cell Phone: 703-618-1218

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“Let it snow, let it snow, let it snow”, Please not any more. I need to get that song out of my head and be singing, “I’m leaving on a jet plane.”
 
My video of  Waterford Creek says it all!  This was just after the first snowfall in February, I can’t wait to post some more pictures after today!
They are right about one thing… Virginia is for lovers! Are we lovers of snow. Lovers of snow that is… hardly. We certainly are having our share this season. It seems like I to find myself always doing my real estate business in the snow lately.
Ashburn had plenty of problems when we had our first snow fall a couple of weeks ago. I wrote a contract for my client on a great little 2 bedroom condo at Parkside at Ashburn, but when I left our Long & Foster , it sure did not look like it did when we arrived. This group of condos is unique and one I find many clients want since it is one of the few which is gated, very upscale with its own exercise room, and cyber business center. Big plus is there is on HOA fee to be paid to Ashburn or, Brambleton and The Broadlands. Owners need only pay a condo fee!
I soon found myself with windshield wipers not working, and facing drivers who did have expert driving skills needed in this the fast, fallen snow. I had to show off my own driving ability to my client and be good at it, after all she was a Fairfax County police officer. It seems I quite often find myself in these types of situations.
Yesterday, I met my client’s home inspector, John Enright, at the beautiful old home on Silocott Springs, outside of Purcellville.

It was built in the 1800’s according to the tax records, but the previous owners informed me that it was hospital during the Cival War. Ironically, the purchaser who I am representing is a Colonel in the US Army Medical Corp, a NDU Command Surgeon.
Yes, I do believe things happen for a reason, and I also believe each home is made for the special people who belong there. I saw my clients’ eyes flicker as they imagined living there. They just got the feeling this home felt like an old pair of shoes… it was perfect for them, comfortable, and seemed to meet their needs. I just got the feeling they knew it was theirs. My job became one of a consultant who can advise them of their options. So here I am, making sure we do not find Radon.
Anyway, John and I found ourselves walking down Rt 690 and digging our way into the front door. The Radon test that he had set up during our Home Inspection needed to picked up so we could either have that contingency removed or ask for the home to be re-mediated. More snow was coming, so we knew this might be our only chance. I couldn’t wait to tell them the Radon test results came in at below EPA levels. 🙂
So now you know. Very few of us Realtors sit around and wait for the phone to ring, well some might, but this gal is never sitting around.. so if I don’t always answer your call, please keep in mind, I most likely am making sure my clients get the best service possible. little do they ever imagine, I am scouring snow banks to get them what they need to make sure their interest in served.

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